Social Security Update: Are Millions of Benefits Going to the Deceased?

There has been a lot of confusion recently about Social Security payments being sent to people who have passed away. Some powerful figures like Donald Trump and Elon Musk have suggested that the government is wasting money by sending payments to people who are listed as 100 years old or older, even though they have died years ago. While this claim sounds serious, it turns out there is some misinformation involved. Let’s break it down to understand what’s really going on.

The Claim: Social Security is Paying Fraudulent Benefits

President Donald Trump and billionaire Elon Musk have both spoken out about a supposed problem with the Social Security Administration (SSA). They believe that millions of people who are listed as being 100 years old or older are still receiving benefits, even though they are long dead. Trump called it a waste of money and claimed that if the SSA removed these people from the system, Social Security would become much more efficient. Musk echoed his thoughts, saying that it’s a huge problem if tens of millions of people are wrongly listed as alive.

The Truth About Social Security and Dead People

While the claims made by Trump and Musk sound alarming, the truth is not as extreme. According to a report from the Social Security Administration’s Office of Inspector General in 2023, it is true that there are around 19 million people aged 100 or older still listed as alive in the SSA’s database. This includes about 11 million people born in 1899 or earlier who haven’t been removed from the system.

However, the key detail here is that only about 44,000 of these centenarians (people aged 100 or older) were actually receiving payments from Social Security. While this number seems large, it is important to note that the checks were likely not being sent to dead people, but to living individuals who reached 100 years old. The report suggests that the number of actual fraud cases is much smaller than suggested, and most people who are incorrectly listed in the system are not receiving any payments at all.

Why Does This Happen?

The reason for this confusion is that the Social Security system sometimes fails to update records when people die. The SSA relies on various sources, such as funeral homes and family reports, to remove people from the system. However, this process isn’t perfect, and it can take time for the agency to catch up with the records. This leaves some people who have died still listed as alive, even though they haven’t received any benefits for years.

There are also audits from the past that show the SSA has not been good at keeping up with these updates. As a result, the outdated data in their systems can sometimes lead to mistakes, but not necessarily payments going to dead people. The system tries to stop payments for anyone over 115 years old automatically, so claims that payments are being sent to people who are 150 years old are likely false.

What Does This Mean for Social Security?

While the issues surrounding outdated records are important, they don’t mean that millions of dead people are getting Social Security benefits. The actual problem is more about how the system struggles to keep track of changes in people’s status. While some errors may happen, they are not as widespread or harmful as it might seem. The Social Security Administration continues to make efforts to improve its system and prevent fraud.

Conclusion

The claims made by Donald Trump and Elon Musk about Social Security payments going to dead people are exaggerated. While it’s true that the Social Security Administration has some issues with outdated records, the majority of people who are wrongly listed as alive aren’t actually receiving benefits. Social Security does face challenges in keeping its records up to date, but there is no massive fraud happening with payments being sent to the deceased. The SSA continues to work on fixing these problems to ensure that the system remains accurate and fair for those who rely on it.

City Wellbeing Centre

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